MyRep by Azora · Learn
Common scams, explained simply
Short, plain-language guides to the most common scams: how each one works, the red flags, what to do, and what not to do. Informational only — not legal or financial advice.
- Phishing & “verify your account” scamsA message pretends to be from a service you use and pushes you to a fake page to steal your login, card, or codes.
- Bank-impersonation “safe account” scamSomeone claims to be your bank's fraud team and says your money is in danger, so you must move it to a new “safe” account — which belongs to the scammer.
- Remote-access tech-support scam (AnyDesk/TeamViewer)A fake “support” agent asks you to install a remote-control app so they can “fix” something — then they control your screen and your bank.
- Parcel / customs-fee scamA message says a parcel is waiting but you must pay a small “fee” by link to release it — the link steals your card details.
- Romance scamSomeone builds an online romance over weeks or months, then invents an emergency and asks you for money.
- Investment & crypto “guaranteed returns” scamA platform or “advisor” promises high, guaranteed, or doubled returns — then takes your deposit and disappears or blocks withdrawals.
- OTP / 2FA code-request scamA scammer makes a real one-time code arrive on your phone, then asks you to read it out — giving them access to your account.
- Family “new number / emergency” scamA message claims to be your child or relative texting from a “new number,” with an urgent need for money.
- Gift-card payment scamSomeone insists you pay a bill, fine, fee, or “release” money by buying gift cards and reading them the codes — always a scam.
- Lottery / prize scamA message says you won a prize or lottery you never entered, but you must pay a fee or give details to “release” it.
- Job / reshipping scamA “job” pays a lot for little work but asks for an up-front fee, or uses you to move money or parcels (which is illegal).
- Fake invoice / changed bank details scamYou receive an invoice that looks real, or a note that a known supplier's bank details “changed” — so your payment goes to the scammer.
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