MyRep by Azora · Learn
Bank-impersonation “safe account” scam
Someone claims to be your bank's fraud team and says your money is in danger, so you must move it to a new “safe” account — which belongs to the scammer.
Informational only — not legal or financial advice.
How it works
- A call/SMS says fraud or a hacker was detected on your account.
- They build panic and pressure you to act immediately and secretly.
- They tell you to transfer your money to a new “safe” or “reserve” account they provide.
Red flags
- Pressure to move money “right now” to protect it.
- They ask you to keep it secret, even from bank staff.
- A real bank never asks you to move money to another account to keep it safe.
What to do
- Hang up and call your bank using the number on your card or app.
- Take your time — a genuine bank lets you verify and think.
- Ask someone you trust before moving any money.
What NOT to do
- Do not move money to any account someone tells you over the phone.
- Do not share codes, passwords, or full card details.
Have a suspicious message?
Check it before you act. Open MyRep and check a message.